Economists and investors have been arguing the debate between inflation vs. deflation for the past year. Most Americans support inflationists like legendary Marc Faber with a rising tide of spooky deflationists like Mish Shedlock who have scared people into burying what little money they have in their backyard or converting to gold.

Let's face it, these are difficult times. This article is intended to share my 17 years of real estate experience and how to save your home, protect your credit and fend off the fraudulent foreclosure scam artists.